In America, statistics show that for every 100 people who reach retirement age, only one (1%) will be wealthy. Another four (4%) will be financially independent - they don't have to depend on somebody else. Fifteen (15%) will actually have some savings and the remaining 80% will be dependent on the government or someone else to take care of them.
Or, they're broke and are compelled to work part-time into their 70's and 80's to supplement their Social Security just to survive. There's nothing wrong with an old guy working at Wal-Mart as a greeter - but if you have to do it because you're broke and you need lunch money - that's to be avoided.
If you just like to meet people, that's great. Just want to have some extra seed to sow, that's awesome. Don't want to sit around all day and play golf - no problem. Play golf and then work at Wal-Mart in the afternoon.
What I'm saying is - start planning now to be one of the top 5% or at least the next 15%. Then you will be able to choose how to spend your time when retirement shows up. Doing nothing now ensures that you will be part of the 80% who awaken to find themselves unable to make their own choices in their retirement years.
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Your Insurance Premiums ARE too high. Let's change that.
Visit Douglas Boettcher at www.CutYourPremium.com today.
Financial Planning, Retirement Planning, Investmenting & Insurance.
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