When Should You Retire?

Retirement was forced on Americans during the Depression to make the older people get off the job so the younger people with families could get on the job. Retirement was not an option. Retirement was not a blessing. Retirement was not a reward. Retirement was "Move on - because by this time in your life you should be financially secure". That's what Retirement was in America.

Now think about this. In all the annals of human history - 60 years ago, the idea of retirement was introduced in America. Now, because we all grew up with it, we think that's the way it's been forever. It's not. Retirement was a Socialist idea.

But, the reason people now retire poor is that they never decided to invest or put some money away. They never decided to live within their means. They procrastinated until it was too late. They put things off. They thought Social Security would be enough.

I see this because one of the things I am doing now is financial planning, retirement planning, investments, insurance, wealth protection, tax protection - all of those kind of things for people. And most people just won't think about retirement.

They're in their 50's and 60's and they're just starting to think about it - and its almost too late. They're trying to catch up - and Time is what you need on your side for retirement.

That's why you have to start saving something out of every paycheck now. While you can. When you get a raise - start saving it. Put it away so you can have that financial independence. It has to be disciplined. It has to be continuous - it can't be something you do a few times now and then. It must become your habit.

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Financial Planning, Retirement Planning, Investmenting & Insurance.